With so many things competing for your dollar, you want to justify every line item in your budget. So, is home insurance worth it? You ask yourself. Home insurance not only protects your building structure but also protects you and your loved ones. Gill Insurance Agency in Plainfield, IN is here to provide guidance on this important insurance coverage. Here are some reasons why your home insurance gives you more value than the actual price you pay.
Home Insurance: Why To Invest?
It protects your building structure
Your home is valuable to you both financially and emotionally. You have used a lot of money to bring it up, either in the form of savings or loans. Your home holds a sentimental value, too. It’s a place where you have created numerous memories with your loved ones and pets. With all these goodies, doesn’t it make sense to protect your home? While you can protect your home with security surveillance enhancement, home insurance goes beyond the visible threats. It protects your home against natural disasters, falling objects, and other risks not prevented by security systems.
Protects you against liability claims
Has your dog bitten a passerby? Has the tree in your garden fallen on your neighbor’s house? While these incidences are accidental, you could be liable to pay for the damage. Thankfully, you don’t have to worry if you have liability coverage in your home insurance policy. This coverage covers you when third parties accuse you of causing bodily injury or property damage.
Covers loss of use
If your home has been damaged by a peril listed in your policy, home insurance covers additional living expenses until your home is repaired. Isn’t that convenient? You don’t have to seek temporary shelter from friends and relatives, even after a disaster.
Give Us A Call
Would you like to invest in home insurance in Plainfield, IN? Contact us at Gill Insurance Agency today for an affordable quote.