Drivers in Indiana are required to carry basic auto insurance. This is liability coverage and protects other people from you, the driver who causes an accident. At Gill Insurance Agency in Plainfield, IN, our team doesn’t believe in one size fits all. As independent insurance agents, we have more flexibility to customize the right insurance product for all of our customers.
Beyond basic insurance, there is insurance to cover your vehicle which is collision and comprehensive. Besides that, there are some riders, also known as endorsements, that are options you can choose to add to your policy.
When you are out on the road and have a breakdown or a flat tire, it is good to know you can just call and assistance will be on the way. This is basically the same coverage you would get from an auto club membership but for a lot less money. In the event that you have an accident, the insurance company will send roadside assistance to get your vehicle out of danger.
When you drive your new vehicle off the lot, it loses value in the insurance company’s eyes immediately. If you have an accident within a short time, you could be in the unenviable position of owing more money on your vehicle than the insurance company will pay you to replace it. Gap coverage will make sure you are not left in the lurch.
Not every company offers accident forgiveness, but many do. This will guarantee that if you have an accident, it is not going to affect the premium that you pay for your insurance. But, not all coverage is the same. Be sure to take a good look at it to determine if it is worth the cost.
Contact Gill Insurance Agency in Plainfield, IN with all your insurance questions and needs.