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2680 E Main Street, Suite 227
Plainfield, IN 46168

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Gill Insurance Advisors Blog

Life Insurance When Your Beneficiary Lives in Another State or Country

It should first be established that the state you live in does not typically affect the cost of your policy. However, your location will indeed affect the rules and regulations that include it. Age, gender, and family history might, but not location. Remember that different states will have rules for things such as the free look period, life insurance insolvency, and late payments. Keep in mind that not every type of policy will be available in every state. Individual states might also have restrictive laws regarding who can be named as your policy’s beneficiary. Do your research to determine the laws in your state and the state where your beneficiary lives.

When Your Beneficiary is Living Abroad

It is quite feasible to name a beneficiary on your life insurance if they live in another country. You will need identifiers, though, if they need to be contacted. You must be able to provide their full legal name, birthday, Social Security number (if applicable), and relationship to you, as well as your address, phone number, and email address. Your beneficiary, likewise, needs the name and phone number of the company you are insured with, plus the policy number and coverage amount. If there are any other beneficiaries, they need to know that, too. It may be easier for them to deal with an agent than a corporate office. 

Contact Gill Insurance Agency Serving Plainfield, IN 

If you need life insurance and live in the Plainfield, IN, area, please get in touch with Gill Insurance Agency. Our courteous and skillful agents are dedicated to helping you find the policy that best suits your needs. 

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