With natural disasters on the rise all across the country, it’s only natural for Indiana business owners to be concerned about their enterprise’s safety. At Gill Insurance Agency, we offer commercial insurance packages to protect small businesses against disaster damage. If you own a small business in Plainfield, IN, here are a few ways you can protect it against disasters.
Identify Your Assets
Make a list of your business assets such as your office, warehouse, business equipment, furniture, products, etc., so you’ll have a clear idea of what you need to protect. Then consider ways to protect these assets in the event of disaster damage.
Commercial policies in Indiana provide numerous coverage types to protect your assets against disasters. Property coverage, for example, protects your business location, equipment, and inventory. Business interruption coverage protects you against loss of revenue and payroll if your business has to shut down due to disaster damage. This helps safeguard your business finances.
Assess Your Risks
Next, consider what disasters pose a risk to your business. Indiana is prone to such natural disasters as rainstorms, blizzards, windstorms, wildfires, and tornadoes. When purchasing your commercial policy, make sure it covers those disasters that pose a greater risk to your company.
Create a Disaster Prep Plan
Create a disaster preparation plan, so your employees know what to do in the event of a disaster. Assign different tasks to supervisors to cover different aspects of your business operations, create evacuation routes for your employees and customers and establish a means of communicating with employees, customers, and suppliers during and after a disaster. You can also establish a temporary headquarters in case your main location is compromised due to disaster damage.
To purchase commercial coverage to protect your Plainfield, IN business against disasters, contact Gill Insurance Agency today.