We all know that getting a proper auto insurance policy is one of the best and most effective ways to protect yourself on the road. However, because there are so many misconceptions regarding auto insurance, selecting the right insurance policy can be difficult. Gill Insurance Agency, serving clients in Plainfield, IN, has compiled a list of myths to dispel in order to assist you in selecting an insurance policy.
Auto Insurance Myths
Insurance for red cars is more expensive.
The truth is that there is no correlation between the color of a vehicle and the cost of auto insurance. Insurance companies are unconcerned about the color of your vehicle, and there are other criteria that influence the cost of auto insurance, such as the age of your vehicle, its condition, your credit score, location, and others.
The more expensive the vehicle, the higher the insurance premium.
The purchase price of your vehicle has no bearing on the cost of your insurance. Many mid-priced cars cost more to insure than expensive vehicles.
Smaller cars are less expensive to insure.
There is also no correlation between car size and car insurance premiums.
Getting a traffic ticket automatically raises your auto insurance rates.
If your traffic offense is small and has only occurred once, your insurance rate will stay the same.
Reach Out To Us Today
Are you looking for an auto insurance policy in Plainfield, IN or any other surrounding area, feel free to contact Gill Insurance Agency. We specialize in multiple types of insurance, including standard auto insurance. Give us a call if you want to know more about insurance options – we are here to help!