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Plainfield, IN 46168

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Gill Insurance Advisors Blog

Penalty Points Assessed by Indiana Police for Driving Violations

When drivers set out on the road, most will consistently do their best to drive safely and defensively. An essential part of driver safety is carrying appropriate auto insurance. Residents of Plainfield, IN can find the auto insurance solutions they need at Gill Insurance Agency. We will work with you to find the right auto policy. 

What You Need To Know

Despite the best intentions of drivers, accidents happen, and drivers are not perfect. When the police are involved, fines and points can be assigned to the driver. For example, for speeding, you can be penalized from 2 to 6 points, depending on how many points above the speed limit you drove. 

If you fail to use your headlights properly, you’ll be penalized 2 points. Four points would be placed on your license if you make an illegal U-turn or disregard a stop sign or yield sign. The highest number of points listed is 8 points. If you drive while you have a suspended license or engage in a speed contest on the road, you will be given 8 points. 

Points on your license can add up and will raise the amount of your auto insurance premiums. There is a way to defray these points by taking a defensive driver’s course. The BMV can require drivers with excess points to complete a course. In Indiana, you can attend a BMV-approved course and have up to four points deducted from your total per 3-year period. 

We Are Here To Help

Indiana’s law requires an automobile to be insured before it can be driven. Gill Insurance Agency uses the expertise of its professional team to recommend coverage for your needs. Feel free to bring us any auto insurance questions. Give us a call today for an appointment with one of our knowledgeable agents. 

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