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Gill Insurance Advisors

2680 E Main Street, Suite 227
Plainfield, IN 46168

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Gill Insurance Advisors Blog

Getting your Home Ready for Winter

Your home is where so many of the big events in life are celebrated. It is also one of the largest investments you will ever make. Protecting it from all the hazards that can damage it is essential. Winter offers some unique challenges to homeowners. Having home insurance you can count on is a challenge that transcends the seasons. If you live in or near Plainfield, IN, Gill Insurance Agency believes in tailoring your insurance coverage to your particular needs. With access to a wide selection of carriers, we can make sure you get what you need at the best price. 

Clean your gutters

As fall fades away, the residue of the season often lingers in your gutters and downspouts. Leaves can clog the gutters resulting in water backing up when you get heavy rain. Water backup can result in damage to not only your roof but the interior ceiling and walls. 

Chimney check-up

Using your fireplace is a sure sign winter is on the way but don’t enjoy your first fire until you have had your masonry checked and your chimney cleaned. While you are waiting for the chimney sweep to arrive, you can get the wood ready for all those cozy evenings. 

Change batteries

Being closed in for months makes it important to check the batteries in your smoke and carbon monoxide detectors. Especially if your home is sealed up nice and tight, carbon monoxide becomes an even greater danger. 

Plug the leaks

It’s time to check all those little breezes that blow through your home from leaks around doors and windows. A little caulk and weatherstripping can keep the heat in and not leaking out. 

When you are ready to discuss your home insurance needs, Gill Insurance Agency in Plainfield, IN is here for you. Give us a call or stop by our office for a free quote. 

Should I Tell My Insurance Company About Home Upgrades?

You’ve just put in all kinds of time and energy into a home renovation or upgrade. Maybe you added a new fence or wholly updated the kitchen. Whatever you did, it’s a great feeling to accomplish a new upgrade to any home. But what about insuring this upgrade? Should you tell your insurance company about it? We at Gill Insurance Agency want to make sure you have all the facts, so if you live around Plainfield, IN this is what you need to know.

Do You Need To Say Anything?

First of all, no, you don’t need to say anything. You can make your upgrade and not tell your insurance provider. This is one option, but it may not be the best way to go about protecting your home.

Protect Your Upgrade

You likely put in a considerable amount of time and money into your upgrade. If your kitchen is damaged and you just renovated your kitchen, do you want to spend the money all over again to redo the kitchen? If not, you’ll want to tell your insurance provider about the upgrade. By informing your insurance provider, they can adjust your policy and make sure it is protected. This way, no matter what happens to your home, you won’t be forced to pay out of pocket to redo what you already upgraded completely. 

Proper Home Owner’s Insurance

You need to protect your home. The best way to do this is with home owner’s insurance. Whether you’re looking around for a new insurance provider or are considering the purchase of a new home, our staff here at Gill Insurance Agency here in Plainfield, IN is here to help and make sure you have all the information and answers needed to locate a policy designed just for you and your home. 

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