The Role of Rental Car Coverage After an Accident

Getting into a car accident is stressful enough without having to worry about how you’ll get around while your vehicle is in the shop. That’s where rental car coverage comes in, and it’s one of those often-overlooked features that can make a big difference in your recovery process. At Gill Insurance Advisors in Plainfield, IN, we help drivers understand why this coverage matters and how it can save time, money, and hassle after an unexpected collision.

What Does Rental Car Coverage Do?

Rental car coverage, sometimes called transportation expense coverage, helps cover the cost of a rental vehicle while your car is being repaired due to a covered claim. It doesn’t apply to routine maintenance or breakdowns, but if you’re in an accident and your vehicle isn’t drivable, this coverage can step in to keep you mobile. Depending on your policy, it may cover the full cost of the rental or offer a daily allowance up to a certain limit.

Why Is It Worth Having?

Imagine being without your car for a week or more while repairs are made. Without rental coverage, you’re either stuck paying out-of-pocket for a rental or scrambling to find alternative transportation. This can be especially disruptive if you rely on your car for work, errands, or family responsibilities. Having rental car coverage already in place means you won’t be sidelined during the repair process.

A Small Add-On With Big Benefits

Rental car coverage is usually a low-cost addition to your auto insurance policy, but it can offer valuable protection when you need it most. Before the unexpected happens, make sure you’re covered.

Reach out to Gill Insurance Advisors in Plainfield, IN, to review your auto policy and see if rental car coverage is right for you.